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Shot 2020-07-24 at 7.07.38 PM</image:title></image:image><image:image><image:loc>https://mrtamayo.com/wp-content/uploads/2020/07/tiered-staffing-v1.png</image:loc><image:title>Tiered Staffing v1</image:title></image:image><lastmod>2020-07-24T11:51:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://mrtamayo.com/2020/07/24/philhealth-should-provide-incentives-to-eliminate-out-of-pocket-expenses/</loc><lastmod>2020-07-23T16:29:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://mrtamayo.com/2020/07/10/pandemic-financing-how-the-world-is-funding-the-covid-19-response-part-3/</loc><lastmod>2020-07-10T11:27:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://mrtamayo.com/2020/07/09/pen-point-51/</loc><lastmod>2020-07-09T10:08:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://mrtamayo.com/2020/07/07/pen-point-50/</loc><lastmod>2020-07-07T07:23:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://mrtamayo.com/2020/07/06/pandemic-financing-how-the-world-is-funding-the-covid-19-response-part-2/</loc><lastmod>2020-07-06T14:35:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://mrtamayo.com/2020/06/30/pen-point-49/</loc><lastmod>2020-06-30T09:51:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://mrtamayo.com/2020/06/29/pandemic-financing-how-the-world-is-funding-the-covid-19-response-part-1/</loc><lastmod>2020-06-29T10:13:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://mrtamayo.com/2020/05/15/health-economics-series-cost-efficiency-and-allocative-efficiency/</loc><image:image><image:loc>https://mrtamayo.com/wp-content/uploads/2020/05/picture2.png</image:loc><image:title>Picture2</image:title><image:caption>Figure 2. Allocative efficiency of producing midwives</image:caption></image:image><image:image><image:loc>https://mrtamayo.com/wp-content/uploads/2020/05/picture1.png</image:loc><image:title>Picture1</image:title><image:caption>Figure 1. 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